22 February 2021
 Categories: , Blog

If you are involved in an accident and you are covered under no-fault insurance, you will need to file a claim with your insurance provider regardless of whether you believe you were at fault for the accident. However, you might wonder if you should accept the settlement offer after you file a claim. Fortunately, you may be able to receive free consultation from a no-fault insurance attorney.

The Problem with Negotiating Yourself

Unless you know what you're doing, you might risk undermining your claim and your insurance provider might use statements you make to attempt to undermine your claim. 

Negotiating with an Insurance Provider Is Stressful

The act of negotiating with an insurance provider can be stressful when you know that your financial situation will be impacted by whether or not you receive a substantial settlement. If you are severely injured, you will also be focused on your recovery. 

A car accident can lead to painful memories that you may not want to discuss with anyone other than your attorney. While the insurance provider might be very friendly, they are not on your side. With the attorney, the more money you receive in the form of a settlement, the more that your attorney will also be compensated.

Non-Economic Damages

You may have a more difficult time receiving compensation for non-economic damages without the help of a no-fault insurance attorney. These include damages such as pain and suffering, loss of consortium, and emotional distress. Insurance adjusters will try to downgrade these damages because they are subjective. 

Maximizing your claim is important because you have the right to be made whole for any damages you have suffered. You also will want to maximize your claim to make sure that you have the funds necessary to pay for all your bills.

Statute of Limitations

When you are injured, your life has likely been turned upside down and you may find it difficult to resolve your case before the statute of limitations are over. This is a deadline set by the state for when you may collect damages for injuries you have suffered. Your attorney will be well aware of the deadline and will work hard to make sure that your claim is submitted on time.

A car accident case can be very complex and you will not only need to gather evidence to prove that the accident occurred in the manner that you claim but also that you suffered the injuries that you claim to have suffered. If you have a no-fault claim, reach out to a lawyer to learn more.